Absolutely, I`m sure I'll hear some of the same comments. Having had a CLA in the past I value the minimal depreciation, low maintenance costs/parts and Honda reliability. Glad to hear that you are enjoying yours, I`m hoping mine arrives by the end of July as planned.
Yea delivery should be next day or two. Mine came a day beforeNot sure if others had this, but I just got the my-garage.ca invite from [email protected] to setup account and choose the delivery process. I'm guessing this means delivery should be happening soon!
They didn’t mention finance being a requirement as I was already looking at that option vs lease so I assume it might have been. It’s an open loan so can pay back right away anyways when cash is available. With respect to interest rates, the sales guy did it through Acuras in house financing, called it AFS or something on his calculator. They said it offered a lower rate (in this case 7.29%) than what the banks are going to give you (heard it was 7.99+ and bank sites aren’t even advertising it). There was essentially no negotiations available on the rate, he essentially said my hands are tied, this is take it or leave it. Same with the add-ons, take it or leave it. I was under the impression there would be some leeway to make things work whether it was accessories in place of protection shit but my sales only alluded to it and never made it clear until I was in his office. The only thing he did as a plus was offer me a touch up pen.
That’s the Acura corporate financing program, and he’s right, they have no control over those rates. It may be hard to find an Acura dealership that’ll offer in-house financing where they technically can set the rate, but I wouldn’t expect it to be better than most bank rates—dealership financing is more commonly offered for folks with bad credit that’d have a hard time getting financing from traditional lenders. The dealership isn’t in the lending business, so they’re going to expect some pretty nice returns (high interest) to justify taking on that risk.
Ah that makes sense, thanks. Someone can correct me if I’m wrong but the bank rates here in Canada aren’t actually that good for any loans compared to what Acura has offered. Although I didn’t check with some local credit unions lol.
im in BC and i inquired CU (Coast Capital), they quoted mid-7%s. my credit score is 800+ so bank/CU here sucks. They did say the rate would change once the details of the car is given (i,e, VIN) but still Honda is offering 7.29% on CTR .. OAC.
