Congrats. I got 2.99% for 78 months. I plan to pay as if I was paying a 48 month loan, but for the 0.4% difference in interest rates, I feel better having a lower monthly minimum in case of any kind of unplanned expenses.
This is all the easy part. Let’s see how accurate my delayed build date is! Lol
Here's to hoping. Mine is in transit to the dealership could get there Saturday at the earliest. I'm hoping they were honest about nothing added to the car and no market adjustments on ordered vehicles, but I only fully believe it when I sign the buyer's order.
Check the bank or credit union you're financing with for GAP, a lot of credit unions offer it for around a $400 flat fee. Also check about the minimum required insurance. Most are fine with a $1000 deductible, but some want $250 or $500 ... and force placed insurance is crazy expensive
Gap insurance through my insurance company is $1 a month.. yep a buck. I go through Costco which American Family Insurance . Cheapest price I have ever had. $298 a half for the Teggy
Yeah for my truck gap was a couple bucks a month through progressive, and a better deal than the credit union price. For me Costco's insurance partner was middle of my quotes along with Trustage. State Farm and All-State were hilariously overpriced. However, I have had good customer service from state farm, when one of their insured drivers totalled my car.
