SierraOne
Senior Member
- Joined
- Mar 21, 2023
- Threads
- 2
- Messages
- 86
- Reaction score
- 42
- Location
- Toronto, ON
- Car(s)
- A-Spec->ITS, '24 X1, '24 Navigator, '14 LR4
Yeah the rates aren't very flexible unless you can qualify for discounts, which is really on a case by case basis. Loyalty is obviously the easiest, if you're coming from an existing Acura. That *may* also apply if you're coming from a vehicle purchased in the same dealer network, but YMMV. I know I've definitely taken advantage of that in the past.
And while it's not the financing/lease rate, if you're bringing in a trade, you can push for a higher trade-in value, which was used in one of my previous transactions to essentially bring down the payments to the equivalent of the discounted rate I wanted. IRRC it was actually a lease return that I got equity on (technically a trade-in, I guess), even though I was over mileage and returning early.
And while it's not the financing/lease rate, if you're bringing in a trade, you can push for a higher trade-in value, which was used in one of my previous transactions to essentially bring down the payments to the equivalent of the discounted rate I wanted. IRRC it was actually a lease return that I got equity on (technically a trade-in, I guess), even though I was over mileage and returning early.
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